Top 5 Apps Like QuadPay to Buy Now and Pay Later

Top 5 Apps Like QuadPay to Buy Now and Pay Later

Do you ever find yourself wanting to purchase something but not wanting to pay for it all at once? Quadpay is an app that allows you to make purchases and split them into four interest-free payments. But did you know other apps like Quadpay offer the same convenience? Let’s look at some of the best apps similar to Quadpay that can make your online shopping experience even more convenient.

If you’re an avid online shopper, you’ve probably heard the phrase “buy now, pay later.” And it’s no surprise that apps like Quadpay have become increasingly popular among consumers. In this article, we’ll delve into buy now, pay later apps and see how they compare to Quadpay. We’ve covered you, from features to user experience to potential risks.

What is QuadPay?

QuadPay is an online platform that provides convenient financing options for shoppers. It is a buy now, pay later payment method offering interest-free purchasing options. 

Quadpay was recently acquired by the global payment company Zip, and as a result, the name was updated to Zip. With Zip (previously QuadPay), you can shop online and in-store without interest charges. You can even pay your bills using Zip, and when you use Zip to make purchases or payments, you earn cashback that can be redeemed for a better shopping experience.

How Does the QuadPay App Work?

QuadPay is a modern payment option for online and offline shoppers that allows them to split their payment into four equal interest-free instalments over six weeks. This makes it a convenient option for those who want to avoid paying the full amount upfront. However, businesses can enjoy even more benefits by having a Zip account.

Here’s an example to help understand how Zip QuadPay work:

Let’s say you are shopping online and find a product you want to buy, but the total cost is $200, and you need more money to pay for it upfront. However, you have a Zip or QuadPay account, which allows you to pay for the product in four interest-free instalments over six weeks.

So, you select the option to pay with Zip or QuadPay at checkout and immediately make the first payment of $50 (25% of the total cost). The remaining $150 is then split into three payments of $50 each, due every other week. This means you can get the product you want without paying the full amount upfront.

This payment option is especially useful for those who don’t have enough money but are expecting a paycheck or have other bills to pay in the meantime. With Zip and QuadPay, you can still purchase your desired product without negatively impacting your finances.

How to Use the Zip QuadPay App?

To get started with ZipPay, you need to follow these simple steps:

Step 1: Download the app 

You can download the Zip app or QuadPay app to start shopping, tap to pay in-store, manage your account details, and more.

Step 2: Choose an account

You must choose an account that suits your needs to take advantage of Zip’s payment benefits.

Step 3: Sign up

To successfully sign up, provide your information, including your first, middle, and last name and birth date.

Step 4: Link Your Credit or Debit Card

To use Quadpay, customers must create an account and link their credit or debit card. Once their account is set up, they can shop at any online store that accepts Quadpay as a payment method.

Step 4: Repay your way

With no impact on your credit, you can enjoy the payment flexibility from Zip and choose to pay weekly, fortnightly, or monthly.

Are there other payment platforms out there that offer the same benefits? 

Let’s take a look!

Other apps like Quadpay:

1. PayPal

PayPal is a popular payment platform that enables secure and seamless online money transfers between parties via a website or mobile app. Users can create an account and link it to their checking account, credit card or both, after which they can send or receive payments using PayPal as an intermediary. This service is accepted by numerous online and offline retailers, making it a widely trusted payment option for users worldwide. 


  • Streamlined checkout process using only your email and password.
  • Enjoy access to a vast selection of products from over 26 million merchants.
  • Earn rewards on your credit card purchases even when shopping through our platform.
  • No hidden fees unless a currency conversion is required during checkout.
  • Prioritizes the security of your financial information and never share it with anyone.

Find Official Paypal Here:

Paypal Website

Paypal Android App

Paypal iOS App

2. FuturePay:

FuturePay is a convenient payment option that enables your customers to make purchases and pay later without needing a credit card. It functions like cash that’s ready to use; all you have to do is sign up and begin utilizing it. Add funds to your account, and you’re ready to go. You can now use FuturePay at all major retail stores.


  • All payment information is completely transparent, giving your customers confidence in their transactions.
  • Compatible with mobile devices, allowing your customers to make purchases on the go.
  • Removes the need for a credit card, allowing your customers to make purchases without worrying about credit checks or balances.
  • Instantly credits funds to your account, ensuring a seamless payment experience.
  • It offers the convenience of monthly payments, giving your customers greater flexibility in managing their finances.

Find Official FuturePay Here:

FuturePay Website

FuturePay Android App

FuturePay iOS App

3. FlexWallet:

FlexWallet is a cutting-edge digital credit card that enables customers to purchase without cash or a conventional credit card. With FlexWallet, customers can instantly qualify for a spending limit of up to $2,500, making it easy to make purchases and pay over time via weekly payments.


  • Allows for payment using cards and ID badges, providing your customers with various payment options.
  • Instant tap & go payments, making transactions fast and easy.
  • Offers personalized promotions and loyalty rewards, enhancing the customer experience.
  • Features an easy-to-use mobile app that makes it simple for customers to manage their accounts and payments on the go.
  • FlexWallet can be combined with other payment types, providing added value for customers.

Find Official FlexWallet Here:

FlexWallet Website

Android App

FlexWallet iOS App

4. Afterpay:

AfterPay is a digital payment platform that allows online shoppers to postpone payments on their purchases, with users making weekly payments until items are fully paid for. There are no credit checks, upfront fees, or interest charged.


  • Prioritizes the security of user data to ensure that all transactions are safe and secure.
  • Allows for payments using debit or credit cards, giving users flexibility in their payment options.
  • Accessible through mobile devices, allowing users to make purchases on the go.
  • Facilitates both mobile and online payments, providing convenience and flexibility to users.
  • AfterPay has robust measures to prevent payment fraud, providing users with added security and protection.
  • It offers recurring and subscription billing options, allowing users to set up automatic payments for recurring purchases.

Find Official Afterpay Here:

AfterPay Website

AfterPay Android App

AfterPay iOS App

5. Zebit:

Zebit is an innovative platform that allows consumers to purchase items online in instalments without incurring interest or fees. ZebitLine offers up to $2,500 of credit without impacting your credit score.


  • Provides certificates that can be used to purchase a wide range of products, making it easy for users to shop online.
  • Offers up to $2,500 of credit, giving users flexibility and purchasing power.
  • Allows for flexible repayments, making it easy for users to repay their purchases over time.
  • It does not require a credit check, making it accessible to users with various credit backgrounds.
  • Features a mobile app that makes it easy for users to manage their accounts.

Find Official Zebit Here:

Zebit Website

Zebit Android App

Zebit iOS App


In conclusion, the convenience and affordability of BNPL apps like Quadpay have made them popular among online shoppers. However, it’s essential to note that there are other payment platforms out there that offer similar benefits.

When using BNPL apps like Quadpay, potential risks are involved, such as accumulating debt. Therefore, consumers must consider their budget and payment capabilities carefully. These apps should only be used for purchases within their means to pay back.

With that in mind, why not try one of the other apps, like Quadpay, the next time you make a big purchase? It’s a great way to make your desired item more easily affordable.


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